About Good Auto’s Car Loan Comparison, you can find car loan deals with the lowest APR. Use the car loan comparison to calculate the terms of a car loan. In order to receive corresponding offers from the various banks, first make a condition request. Fill out the online form for free and without obligation.
Details of the car loan
In the first step, first enter the purchase price of your dream car. If you want to make a deposit , you can also enter the appropriate amount. In addition, specify the term in which you want to repay the loan. The best possible annual percentage rate and the best possible monthly rate are displayed immediately. You want to register a second borrower ? Then you can also specify this here.
Household and income
Later, you will be asked to provide information about your household as well as your employment. How many people live in your household? Do you live for rent or do you have residential property? What are your monthly rental costs or do you have rental income through real estate ownership? This comparison of your earnings and expenses serves as the basis for determining your personal loan offers.
In the last step, you have the option of taking out a residual debt insurance (also residual credit insurance). If you are suddenly unemployed or incapacitated or even dying, you are covered by such insurance. Finally, you will be asked for your account details of the account to which the money should be transferred. In addition, this information can be used to check whether you actually have an account in Germany.
The terms on which you ultimately receive the loan depend on the bank and your personal requirements. Therefore, it is necessary that you make all this information.
You will then receive your personal credit offers from various banks by email and by post. Compare all offers and choose the one that best suits you and your needs. If you have found the cheap car loan for you, you can request it directly online. This too is possible in a few steps:
- Fill out the application documents of your chosen bank.
- Submit the documents to the bank. Depending on the bank, you can do this either via online upload or by post.
- In the end, all you have to do is legitimize your person. Your personal information and documents will be checked for completeness and correctness. Also depending on your bank you can carry out the legitimation with the so-called postident or videoident. In the case of the Postident procedure, an employee of Swiss Post checks the documents in a post office. With the videoident procedure, however, one can carry out the legitimation from home by video telephony.
If approved, you will soon see the payment on your account, so you can pay for the vehicle as quickly as possible and take it home with you.